Critical Illness Insurance Advice in Eastbourne

Protecting Your Family, as You Take Care of You.

Critical Illness Cover safeguards your income in the event of a critical illness diagnosis. Offering tax-free cash at a time when you are seriously ill, it provides you with a financial buffer which helps to lessen your worries about money so you can concentrate on recovery. Whilst the future of your health remains unpredictable, you can prepare yourself financially. Think of it as having a fire extinguisher at home – you may never use it, but its presence becomes a source of relief if the need arises.

Why Should You Take Out Critical Illness Cover?

When confronting a severe illness, the last concern for you and your family should be finances. Your primary focus should rightly be on your health and receiving the necessary treatment. Here’s why you should consider taking some form of Critical Illness Cover:

There’s a High Chance You’ll Have to Claim

Being faced with a serious illness can impact individuals of any age, causing significant disruptions in their lives. According to Cancer Research UK, 1 in 2 will develop some form of cancer in their lifetime, and 50% of people diagnosed with cancer survive their disease for ten years or more. In the unfortunate event of being incapacitated for work due to any of a wide range of serious illnesses, having a contingency plan can ease the financial strain associated with the situation.

Protecting Your Essential Expenditure

The financial assistance provided by a valid Critical Illness Cover claim can address crucial needs like mortgage, rent, and medical bills. Moreover, it facilitates recovery and adaptation to a changed lifestyle post-diagnosis, and provides the finances to enable modifications to make life more manageable, both at home and away from the home. Critical Illness insurance proves its value, particularly when state benefits may fall short, offering reassurance to many individuals and their families’ lives.

The Payout is Tax-Free

The lump sum received through a successful Critical Illness Cover claim is exempt from taxation, providing you and your loved ones with the flexibility to utilise the funds as needed.

For Your Peace of Mind

An additional advantage of Critical Illness Cover is that the policies cover a wide range of illnesses. This includes certain types of cancer, heart attacks, strokes, multiple sclerosis and Parkinson’s disease, which are the insurance companies’ most commonly claimed-for illnesses, along with numerous other life-changing conditions. 

You May be Able to Repay Your Mortgage 

Receiving a cash lump-sum of money can pay off your mortgage or buy you some breathing space to ease some of the financial pressures associated with a serious illness diagnosis, allowing you to focus on your health and wellbeing.

Keeping Back Your Savings for What They Were Meant For

While some may dip into savings to compensate for the loss of income, these savings could be quickly depleted, and others might find their savings just won’t cover them for how long they’ll be unable to work. For those seeking a cash lump sum as a viable option, Critical Illness Cover often emerges as one of the most effective choices.

Why Choose Us to Assist with Your Critical Illness Cover?

We’re here to help you understand Critical Illness Cover and find the right fit for your needs. With plenty of options available, we’ll make sure you get comprehensive protection that keeps you and your family secure.

We’re Here to Support You Through Life’s Uncertainties

We can guide you on choosing Critical Illness Cover, ensuring you have the right protection in place so you’re prepared for any health issues that might come your way. We’ll make the process easy and give you peace of mind knowing you’re protected.