Average Home Values Up £10k Since 2023
The Office for National Statistics (ONS) reported UK house prices increased by an average of £10,000 in the year to October 2024. The report…
Critical Illness Cover is Essential
It’s not easy thinking about what might happen if you became seriously ill. But planning for the worst now could significantly reduce the financial…
How is the Housing Market Faring?
Recent reductions to Bank Rate may have prompted some cautious optimism among consumers, a report* suggests. In December 2024, rent and mortgage spending increased…
Struggling to Repay Your Mortgage?
The UK economy may be slowly recovering but many Brits are still feeling the financial pressure, with one in 10 homeowners struggling to meet…
What’s Happening to Interest Rates?
In February, the Monetary Policy Committee (MPC) voted to reduce the Bank Rate to 4.5%. Despite this being the third reduction since August 2024,…
House Prices Showed Recovery in 2024
House prices returned to growth in 2024, as half of the UK’s housing stock increased in value by an average of £7,600*. Last year,…
Why You Should Avoid Payday Loans
When financial difficulties arise, payday loans might seem like an easy solution. However, they can have long-term consequences, particularly when applying for a mortgage.…
Should You Overpay Your Mortgage?
Are you considering making mortgage overpayments? Here’s what to consider. If you can afford it, there are many advantages to overpaying your mortgage, such…
